Manager – Credit Risk | SDB Bank | Sri Lanka

🏦 SDB Bank  ·  📍 Sri Lanka  ·  🕐 Full-Time  ·  📊 Credit Risk Management

About SDB Bank

SDB Bank is a licensed specialized bank regulated by the Central Bank of Sri Lanka, operating a network of 94 branches across the island. Having transformed into a progressive and innovative institution ranked among the top banks in Sri Lanka, SDB Bank is committed to making a tangible impact at all levels, driving socio-economic progress by fostering strong community connections.

The Opportunity: Manager – Credit Risk

This position is responsible for evaluating credit applications and managing credit risk in line with the organization’s Credit Policy and Risk Appetite, ensuring sound and consistent credit decisions and recommending appropriate mitigation strategies. The role involves conducting comprehensive qualitative and quantitative analysis to assess the repayment capacity and overall creditworthiness of prospective borrowers, while also monitoring portfolio performance and supporting lending benchmarks through prudent underwriting practices.

Key Responsibilities

• Support the credit risk management function, including risk identification, measurement, and monitoring
• Conduct detailed financial analysis of borrowers and assess creditworthiness
• Develop and maintain risk rating systems, stress testing, and scenario analysis
• Ensure compliance with CBSL directions, Basel III/IV frameworks, and internal credit policies
• Guide and mentor credit officers/analysts, fostering a culture of integrity and sound decision-making

Candidate Profile

• Bachelor’s degree in Finance, Economics, Accounting, or an equivalent professional qualification from a recognized university or institution
• Minimum 10–12 years of experience covering SME lending in the banking or financial sector
• Strong understanding of credit risk principles and related industry best practice
• Knowledge of financial statement analysis, collateral management, and provisioning
• Familiarity with CBSL regulatory requirements and IFRS 9 standards
• Ability to collaborate across various teams and departments within the bank to align risk management with business objectives
• Clear understanding of banking products (loans, trade finance, guarantees, retail credit) and their associated risks
• Excellent analytical, problem-solving, and communication skills
• Leadership experience with the ability to manage teams effectively

How to Apply

An attractive remuneration package commensurate with experience and fringe benefits on par with industry standards is available for the right person. Interested candidates are invited to submit their curriculum vitae within 14 days of this advertisement to careers@sdb.lk, mentioning the position in the subject line of the email. Kindly note that only shortlisted candidates will be contacted.