About the position

Merchant Bank of Sri Lanka & Finance PLC (MBSL), a subsidiary of Bank of Ceylon, is hiring an Assistant Manager for the Corporate Business Unit. The post strengthens the unit’s credit appraisal, financial analysis and portfolio monitoring. The person appointed analyses corporate clients’ accounts, assesses their ability to repay, prepares credit proposals and tracks the loan book after approval.

Key responsibilities

Analyse financial statements, cash flows and the financial performance of corporate clients
Carry out credit assessments that evaluate repayment capacity, key risks and suitable risk mitigation
Help prepare and review credit proposals, renewals and increases to existing facilities
Prepare financial projections, DSCR, sensitivity analyses and other credit-related analyses
Monitor portfolio performance, arrears, covenants and early warning indicators
Support the Corporate Business Unit in making sound credit decisions and complying with credit policies and regulatory requirements

Who we are looking for

Passed G.C.E. Advanced Level
A degree in Finance, Banking, Accounting, Business Administration or a related field is an added advantage
A minimum of 2 years of relevant experience in corporate lending, or a related field in an executive capacity
Sound knowledge of credit appraisal, corporate lending and financial analysis
Ability to analyse financial statements, cash flows and repayment capacity
Knowledge of financial projections, DSCR, sensitivity analysis and credit risk assessment
Good communication, analytical and interpersonal skills
Age limit: 40 years

Terms the ad uses

DSCR is the debt service coverage ratio. It compares a borrower’s operating cash flow with its scheduled loan repayments, and lenders use it to judge whether a client can service a facility. Sensitivity analysis tests how that result changes if sales, costs or interest rates move. Covenants are the conditions a borrower agrees to keep during the loan, such as limits on additional borrowing.

Remuneration and selection

The bank says an attractive remuneration package and career progression opportunities await the right candidate. The ad gives no salary figure and the work location is not stated. Only shortlisted candidates will be contacted for evaluation and interview arrangements. Selection is strictly on merit, and any canvassing or attempt to influence the recruitment process results in disqualification.

Tips for your application

The ad names corporate lending experience, so describe the facilities you appraised: the type of borrower, the size of the facility and the analysis you prepared yourself. Show that you have built DSCR and sensitivity workings, since both appear in the requirements and the responsibilities. State your age and A/L result clearly because the ad sets an age limit of 40.

How to apply

Apply online through the MBSL Careers page or scan the QR code on the original advertisement. The closing date is 12 October 2026.

To apply for this job please visit www.mbslbank.com.